“The body fat percentage (BFP) of a human or other living being is the total mass of fat divided by total body mass, multiplied by 100; body fat includes essential body fat and storage body fat. Essential body fat is necessary to maintain life and reproductive functions. The percentage of essential body fat for women is greater than that for men, due to the demands of childbearing and other hormonal functions. Storage body fat consists of fat accumulation in adipose tissue, part of which protects internal organs in the chest and abdomen. A number of methods are available for determining body fat percentage, such as measurement with calipers or through the use of bioelectrical impedance analysis.”*
There are various ways to estimate BFP and one of the simplest is to divide the circumfrence of the waist measured 3 cm above the belly button by the height. An acceptable result is 1/2 the height of the person. A result above 0.5 is indicative of having excess fat.
*https://en.wikipedia.org/wiki/Body_fat_percentage